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Great Saint Tulsidāsajī said: “Sant Samāgam Harikathā Tulsidurlabdhoi.” The company of a saint—satsaṅg—and the discourse of Hari are both rare in this world. It is rare and difficult to attain a connection with the divine through such satsaṅg. Worldly attachments—children, partners, wealth—even sinners can possess these. That will not grant you true happiness. Therefore, Tulsidās is comparing two kinds of riches: spiritual richness and worldly richness. Spiritual richness accompanies you janman janam, across many, many lives. God, Śrī Kṛṣṇa, stated this very clearly to Arjuna: if you do not achieve your goal in this life while practicing yoga, you will attain a next life with better parents—spiritual parents—and a human life. That is spirituality. That spiritual richness will be credited to you from your very childhood. Thus, spiritual richness is the real wealth. And it is gained through satsaṅg, through the companionship of the spiritual saint. That is rare. In contrast, this material world and its material wealth—anyone can earn that. By the way, everyone can earn money and material possessions. It is born of ignorance. And that [spiritual practice] will repay all the debts of our past lives, the karmic debt. Because karmic debt is more difficult to repay. It is easier to pay for food. Recording location: Hungary, Vep, International Seminar